Colorado's continuation requirements for terminated employees cover all group accident and sickness policies (Colo. Rev. Stat. Sec. 10-16-108).
Every covered employee whose employment is terminated, if the policy remains in force for active employees of the employer, must be allowed to elect to continue that coverage for himself or herself and his or her dependents. An employee is eligible to elect continuation for himself or herself and for his or her dependents if:
• The employee's eligibility to receive insurance coverage has ended for any reason other than discontinuance of the group policy in its entirety or for an insured class;
• Any premium or contribution required from or on behalf of the employee has been paid to the termination date; and
• The employee has been continuously insured under the group policy, or under any group policy providing similar benefits that it replaces, for at least six months immediately before termination.
Continuation need not be provided to individuals covered by Medicare or Medicaid.