|
Close





Idaho Health Insurance Continuation (COBRA): What you need to know

Idaho does not have a state healthcare insurance continuation provision. Whether an individual who loses coverage is entitled to continue group healthcare coverage is governed exclusively by federal law. There is additional information on federal requirements. .
For a Limited Time receive a FREE Compensation Market Analysis Report! Find out how much you should be paying to attract and retain the best applicants and employees, with customized information for your industry, location, and job. Get Your Report Now!
“Conversion” is the right to convert an employee's group coverage to individual coverage if membership in the group ends. Idaho law requires that insurers offer individual or alternate group coverage to anyone whose federal Consolidated Omnibus Budget Reconciliation Act (COBRA) benefits terminate, who declines COBRA coverage, or whose group coverage otherwise terminates. The coverage may not be conditioned on the individual's medical history or health status, and preexisting conditions must generally be covered.
Idaho law requires that insurers offering or maintaining group major medical insurance policies in Idaho must make a current group or individual policy available to an individual or dependent of an individual covered under such a policy following expiration or the insured's declination of COBRA benefit coverage, if applicable, or otherwise upon termination of group coverage. Coverage may not be conditioned on the individual's age, health or medical history, or employment status (ID Stat. Sec. 41-2220). A "major medical policy" is defined as insurance that provides hospital and medical/surgical coverage.

>> Read more about Health Insurance Continuation (COBRA)

Related Topics

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | Wisconsin | Wyoming |

Idaho Health Insurance Continuation (COBRA) Resources

Health Insurance Continuation (COBRA) Products

Free Special Reports
Get Your FREE Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Top 100 FLSA Overtime Q&As

We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
Download Now!


This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
  • Salary Level: Qualifying for exemptions and nonexempt employees
  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave


Download Now!