|
Close





North Carolina Health Insurance Continuation (COBRA): What you need to know

North Carolina law and the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) require that employees be offered the right to continue their group health coverage if they leave the group for certain specified reasons. North Carolina's law applies to all employers, regardless of size, but does not provide for continuation coverage in all the circumstances covered by the federal law (N.C. Gen. Stat. Sec. 58-53-1et seq.). According to federal law, when comparing state and federal continuation rights, employees may use the law that is more favorable to their situation.
For a Limited Time receive a FREE Compensation Market Analysis Report! Find out how much you should be paying to attract and retain the best applicants and employees, with customized information for your industry, location, and job. Get Your Report Now!
North Carolina's continuation requirements apply to group policies that insure employees for hospital, surgical, and major medical expenses (N.C. Gen. Stat. Sec. 58-53-5). Employees are entitled to continue coverage for 18 months under their employer's group health plan if they lose coverage because they terminate employment, have their hours reduced, or lose their eligibility under the plan. Dependents covered by the policy may also continue coverage for 18 months.
Continuation is available to any employee or covered individual who has been continuously insured under a group policy with the same employer for three consecutive months immediately before the date of termination from the group policy (N.C. Gen. Stat. Sec. 58-53-10). Continuation is not available to individuals who are or could be covered by any similar group plan for hospital, surgical, or medical coverage within 31 days immediately following the date of termination, or whose insurance terminated because they failed to pay any required contribution for the insurance (N.C. Gen. Stat. Sec. 58-53-15). Continuation is not required to include ...

>> Read more about Health Insurance Continuation (COBRA)

Related Topics

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | Wisconsin | Wyoming |

North Carolina Health Insurance Continuation (COBRA) Resources

Health Insurance Continuation (COBRA) Products

Free Special Reports
Get Your FREE Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Top 100 FLSA Overtime Q&As

We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
Download Now!


This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
  • Salary Level: Qualifying for exemptions and nonexempt employees
  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave


Download Now!