Covered employees and their eligible dependents who lose group health insurance coverage through a small employer as a result of a “qualifying event” are eligible for Mini-COBRA continuation coverage (40 P.S. Sec. 764j). Covered employees and eligible dependents must have been continuously insured under the group policy, or for similar benefits under any group policy that it replaced, for three consecutive months, ending with the employee’s termination.
Continuation coverage is not available for anyone who:
• Is covered or is eligible for coverage under Medicare;
• Fails to verify that he or she is ineligible for other employer-based group health insurance as an eligible dependent; or
• Is or could be covered by any other insured or uninsured group health coverage arrangement under which the person was not covered immediately before such termination (this last condition excludes Medical Assistance, CHIP, and adultBasic).