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Virginia Health Insurance Continuation (COBRA): What you need to know

The federal Consolidated Omnibus Budget Reconciliation Act (COBRA) permits employees to continue their group health coverage if they leave the group for certain specified reasons. Virginia law requires a group hospital, medical, surgical, and major medical policy to contain a provision for continuation of coverage under the group policy if the insurance on an individual covered under such a policy stops because the individual is no longer eligible for coverage (before that individual becomes eligible for Medicare or Medicaid benefits) (VA Code Sec. 38.2-3541). The continuation of coverage must continue under the policy for 12 months immediately following the date the individual’s eligibility is terminated.
The continuation of coverage requirement does not apply to employers covered by federal COBRA.
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To be eligible for the continuation coverage, an individual must have been continuously insured under the group policy for the three months immediately before the termination of eligibility.
The employer must provide each employee or other person covered under a group policy written notice of the option to continue coverage and the procedures and time frames for obtaining continuation of the group policy. The notice must be provided within 14 days of the employer's knowledge of the employee's or other covered person's loss of eligibility under the policy.
The application and payment for the extended coverage must be made to the employer within 31 days after issuance of the written notice from the employer, but in no event beyond the 60-day period following the termination of the person's eligibility. Premiums must be paid to the employer in a timely manner on ...

>> Read more about Health Insurance Continuation (COBRA)

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We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
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This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
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  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave


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