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Healthcare Benefits: What you need to know

What do employers need to consider regarding healthcare benefits? Healthcare benefits are an ever-increasing portion of employee compensation costs, but offering healthcare benefits to employees is often vital to recruiting and retaining the best employees. There are several different types of healthcare benefits plans that employers use to fulfill their organizations’ healthcare benefits goals.
While the Affordable Care Act (ACA) left much of the current employer-based system intact, the reforms have affected nearly every employer in the country. While there is still no federal law that requires employers to provide employees with healthcare insurance, employers with more than 50 employees that do not offer coverage, or do not offer sufficient coverage, are subject to financial penalties. In addition, U.S. citizens and legal residents, with few exceptions, are required to have qualifying health coverage.
The drive to control the cost of healthcare benefits continues to cause employers to implement a variety of cost-cutting and cost-shifting strategies ranging from self-insurance and managed care to defined-contribution, or consumer-directed, health plans. For information on other requirements relating to healthcare benefits,
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A variety of employer-sponsored group health plans are now used as employers and employees try to balance the needs to control costs, to provide quality coverage, and to provide choice in the selection of providers.
The major types of healthcare coverage now available include the following:
Traditional fee-for-service plans or indemnity plans. These plans reimburse providers for services and procedures provided to participants ...

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Created by employment law experts, this unique and practical handbook provides prewritten checklists that help spot and correct compliance problems before they become costly lawsuits. You get checklists on HR policies, job descriptions, safety and OSHA, compensation programs, hiring practices, performance measurement, telecommuting, flexible work hours and much, much more. "
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In 2010 the cost of legally required health benefits has risen dramatically. Over 41% of survey respondents indicated spending up to $5,000 per employee. Find out what steps other companies are taking to offset the expense. "
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BLR Webinar: "Group Health Plans: Self-Funded or Fully Insured? How To Make the Best Choice for Your Organization""
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Claim Your Free Copy of Top 100 FLSA Overtime Q&As

We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
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This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
  • Salary Level: Qualifying for exemptions and nonexempt employees
  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave


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