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Colorado Workers' Compensation: What you need to know

Virtually all employees must be covered by workers' compensation insurance. The only exceptions are the following types of workers:
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• Casual employees who earn less than $2,000 per year
• Domestic or maintenance workers in a homeowner's private employ
• Inmates of correctional facilities
• Volunteer ski lift operators
• Railroad workers
• Independent real estate sales personnel paid solely by commission
• Independent contractors
• Employers and employees covered by federal law
• Employees of religious and charitable organizations who earn less than $750 per year
Corporate officers and members of limited liability corporations who own at least 10 percent of membership interest may decide whether they wish to be covered. State and local governments may elect whether to cover uncompensated appointed and elected officials.
Workers' compensation is a “no-fault” system. Since it makes no difference who is to blame for the injury, employees do not have to prove that the employer's negligence caused it. To be compensable under workers' compensation, the injury need only be sustained in the course of employment. Injured workers do not have to show that the employer was negligent, but only that they were at work when injured. It doesn't matter that they (or a coworker) were partly at fault nor that they knew the job was risky. “Contributory negligence,” “assumption of risk,” and other defenses normally used by defendants in an accident case do not apply to on-the-job injuries.
What is an “injury”? The term “injury” has a specialized meaning in the workers' compensation statute. While most people think of an injury as the result of a specific event or incident (such as an accident), workers' compensation ...

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Colorado Workers' Compensation Resources

Workers' Compensation Products

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Audio Click 'n Train: Workers' Compensation - What Supervisors Need to Know
This movie-like version of the powerpoint presentation with audio makes it easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training - no preparation required! Includes meeting outlines, customizable PowerPoint® slides, handouts, quiz, trainer's guide and more!"
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Claim Your Free Copy of Top 100 FLSA Overtime Q&As

We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
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This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
  • Salary Level: Qualifying for exemptions and nonexempt employees
  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave

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