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Minnesota Workers' Compensation: What you need to know

In Minnesota, virtually all employees must be covered by workers' compensation insurance. The only exceptions are the following types of workers:
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• Casual workers not employed in the usual course of the employer's business
• Workers on family farms with an annual payroll of less than $8,000 (provided proprietor has a $300,000 liability insurance policy covering injuries to farm laborers)
• Employees of nonprofit organizations with an annual payroll of less than $1,000
• Employees of common carriers covered under federal law
• Household workers who earn less than $1,000 over a 3-month period from a single household
• Certain officers of closely held corporations and limited liability companies and their relatives
• Independent contractors
• Sole proprietors and their families
• Individuals covered under the Domestic Volunteer Service Act of 1973 (MN Stat. Sec. 176.011et seq.)
Workers' compensation is a “no-fault” system. Since it makes no difference who is at fault for the injury, employees need not prove that the employer's negligence caused it. To be compensable under workers' compensation, the injury need only arise “out of and in the course of employment.”
There are a few key exceptions:
Willful self-injury. There is no compensation for injuries caused by the worker's willful intent to injure himself or herself.
Willful acts of others. There is no compensation for injuries intentionally caused by a fellow employee or third party for personal reasons.
Intoxication. There is no compensation for injuries caused by the employee's intoxication involving either alcohol or drugs.
Recreational activities. There is no compensation for injuries incurred during participation in off-duty recreational ...

>> Read more about Workers' Compensation

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Minnesota Workers' Compensation Resources

Workers' Compensation Products

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We’ve compiled a list of the 100 most commonly asked questions we have received on the federal Fair Labor Standards Act (FLSA) overtime regulations.
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This report, "Top 100 FLSA Q&As", is designed to provide you with an examination of the federal FLSA overtime regulations in Q&A format, including valuable tips for bringing your workplace into compliance in an affordable manner.

At the end of the report, you will find a list of state resources on wage and hour issues. This report includes practical advice on topics such as:
  • FLSA Coverage: How FLSA regulations apply to all employers and any specific exemptions from the overtime requirements
  • Salary Level: Qualifying for exemptions and nonexempt employees
  • Deductions from Pay: Deducting for violations, disciplinary reasons, sick leave, or personal leave


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