Hawaii Disability Insurance: What you need to know

Under the Hawaii Temporary Disability Insurance Law (TDI Law), virtually all Hawaii employers are required to furnish disability insurance that provides employees with replacement income when they are disabled by non-job-related accidents or illnesses (HI Stat. Sec. 392-1 et seq.). (Workers' compensation covers job-related injuries.)
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
An employer may adopt one or more of the following methods of providing temporary disability insurance benefits:
• By purchasing insurance, called an “insured” plan, from an authorized insurance carrier;
• By adopting a sick leave policy, called a “self-insured” plan, which must be approved by Hawaii’s Disability Compensation Division (Division) (A self-insured employer pays benefits directly to its disabled employees, and as a self-insurer, the employer must show proof of financial solvency and ability to pay benefits.); and/or
• By a collective bargaining agreement that contains sick leave benefits at least as favorable as required by the TDI Law (HI Stat. Sec. 392-41).
The employer may pay for the entire cost of providing temporary disability insurance (TDI) coverage or share the cost equally with the employees eligible for coverage.
To be eligible for benefits, a claimant must have been employed for 20 or more hours in each of at least 14 weeks and earned wages of at least $400 during the 52 weeks immediately preceding the first day of disability (HI Stat. Sec. 392-25). Employees must have performed services within two weeks of the beginning of the disability (HI Stat. Sec. 392-6). There is a one-week waiting period before benefit payments begin (HI Stat. Sec. 392-24). A claimant must file a certification of disability from a doctor, dentist, ...

>> Read more about Disability Insurance

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

Hawaii Disability Insurance Resources

Disability Insurance Products

Wellness Programs Webinar Recording
BLR Webinar: "Wellness Programs: Manage Activity, Reduce Costs, and Boost Participation""
PTO Webinar Recording
BLR Webinar: "PTO: How to Handle the Day-to-Day Challenges When Employees Unexpectedly – and Repeatedly – Call Out""
Solving PTO Problems Webinar Recording
Solving PTO Problems: How to Reduce Unscheduled Absences Without Alienating Employees or Violating the Law"
Workers’ Comp Webinar Recording
BLR Webinar: "Workers’ Comp: How To Discipline or Terminate Claimants Without Triggering Lawsuits""
Workers' Comp Webinar Recording
BLR Webinar: "Workers’ Comp: How To Discipline or Terminate Claimants Without Triggering Lawsuits""
Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!

This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.