|
|

Kansas Health Insurance Continuation (COBRA): What you need to know

Both Kansas law and the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) permit employees to continue their group health coverage if they leave the group for certain specified reasons. The Kansas law applies where there is no federal coverage. Thus, employees of employers with fewer than 20 employees and employees of any employers who lose coverage for reasons not covered by COBRA are subject to the Kansas requirements. Kansas, unlike COBRA, requires continuation when the employee is terminated for gross misconduct and when group coverage is discontinued in its entirety.
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
Continuation requirements in Kansas apply to insured employer-sponsored group plans that provide hospital, major medical, and surgical coverage (KS Stat. Sec. 40-2209(i)). The law applies regardless of the size of an employer's workforce. The insurer must provide 18 months of continuation to employees and their covered dependents who have been covered for three months and who lose coverage for any reason, including termination of employment for gross misconduct. The requirement does not apply to individuals covered by COBRA to the extent that COBRA provides equal or better protection.
Continuation under Kansas law does not have to be provided if the termination of the insurance under the group policy occurred because:
• The employee or covered dependents failed to pay any required contribution after receiving reasonable notice of such required contribution from the insurer;
• Any discontinued group coverage was replaced by similar group coverage within 31 days;
• The employee is or could be covered by Medicare;
• The employee could be covered to the same extent by any other insured or self-insured ...

>> Read more about Health Insurance Continuation (COBRA)

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

Kansas Health Insurance Continuation (COBRA) Resources

Health Insurance Continuation (COBRA) Products

Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!


This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.