|
|

Vermont Health Insurance Continuation (COBRA): What you need to know

Both Vermont law and the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) permit employees to continue their group health coverage if they leave the group for certain specified reasons. According to federal law, when comparing state and federal continuation rights, employees may select the law that is more favorable to their situation.
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
Vermont law requires that 18 months of continuation be provided when group hospital, medical, and dental coverage would be lost in the following circumstances:
• Loss of employment, including a reduction in hours that results in ineligibility for employer-sponsored coverage;
• Divorce, dissolution, or legal separation of the covered employee from the employee's spouse or civil union partner;
• A dependent child ceasing to qualify as a dependent child under the generally applicable requirements of the policy; or
• Death of the covered employee (VT Stat. Tit. 8 Sec. 4090a).
Continuation of group benefits under Vermont law is not required if:
• The deceased or terminated employee was not insured under the group policy on the day of the qualifying event;
• An individual is covered by Medicare;
• An individual is covered by any other insured or uninsured arrangement that provides dental coverage or hospital and medical coverage for individuals in a group and under which the individual was not covered immediately before the qualifying event, and no preexisting condition exclusion applies, provided, however, that the person shall remain eligible for continuation coverages that are not available under the insured or uninsured arrangement; or
• The employee was terminated for work-connected misconduct that would disqualify an individual from receiving ...

>> Read more about Health Insurance Continuation (COBRA)

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

Vermont Health Insurance Continuation (COBRA) Resources

Health Insurance Continuation (COBRA) Products

Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!


This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.