Wisconsin Health Insurance Continuation (COBRA): What you need to know

Both Wisconsin law and the federal Consolidated Omnibus Budget Reconciliation Act (COBRA) permit employees to continue their group health coverage if they leave the group for certain specified reasons. According to federal law, employees may utilize the law that is most favorable to their situation.
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
Wisconsin's continuation law applies to most group health insurance policies that provide hospital or medical coverage (Wis. Stat. Sec. 632.897). The law applies to group policies issued to employers of any size. The law does not apply to employer self-insured plans or policies that cover only specified diseases or accidental injuries. The state law gives the following Wisconsin residents who have been continuously covered under a group health insurance policy for at least three months the right to continue the group coverage or to convert to an individual policy providing similar benefits:
• A former spouse whose coverage ends because of divorce or annulment;
• A group member who would otherwise terminate eligibility for coverage under the group policy (except for group members who terminate eligibility for coverage due to discharge for misconduct shown in connection with their employment); and
• A covered spouse and/or dependents of an employee who has died.
Continuation of group coverage must be provided to an eligible individual for 18 months unless one of the following events occurs earlier:
• The individual establishes residence outside Wisconsin;
• Premiums are not paid;
• The individual becomes eligible for similar coverage under another group policy; or
• In the case of a divorced nonemployee spouse, the employee loses eligibility for group coverage.

>> Read more about Health Insurance Continuation (COBRA)

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

Wisconsin Health Insurance Continuation (COBRA) Resources

Health Insurance Continuation (COBRA) Products

Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!

This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.