A “garnishment” is a court order to an employer to withhold a sum of money from an employee's earnings for payment of a debt. Missouri law draws a distinction between garnishments for support obligations and garnishments for other kinds of debts. There are numerous state and federal laws pertaining to garnishment. Where state laws are more restrictive than federal law (i.e., by protecting a greater amount of salary from garnishment), state laws will govern.
Respond promptly. An employer that is served with a wage garnishment must respond promptly to the notice and any other court papers regarding garnishment. Employers failing to respond to a notice or in any way ignoring a garnishment run the risk of being held personally liable for the entire judgment.
Exemptions. Benefits from a pension or retirement program are exempt from garnishment until actually paid to the employee. Such pension payments are then subject to the laws regarding maximum garnishments.