|

South Carolina Garnishment: What you need to know

A garnishment is an order of a court to an employer (the garnishee) to withhold a sum of money from an employee's earnings for payment of a debt. In South Carolina, consumer credit debt garnishments are prohibited; only garnishments for support obligations are allowed.
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
Disposable earnings defined. In South Carolina, "disposable earnings" is defined as gross wages minus federal, state, and local taxes, and disability and retirement deductions.
Procedure. The employer will receive a notice from a court or support enforcement agency stating the amount to be withheld from the employee's wages. The notice will direct the employer to withhold an amount from the employee's regularly scheduled pay period that, over the period of 1 month, will equal 1 month's support obligation plus applicable fees and costs. The income withholding notice will also direct the employer to withhold an additional amount toward any arrearage and costs if needed. Withholding must begin no later than the next regularly scheduled pay period after the employer receives the notice. The amount deducted must be sent to the support enforcement agency within 7 working days of the withholding. Withholding continues until further notice from the court or agency. An employer that willfully fails to honor a support garnishment is personally liable for the amount it should have withheld (SC Rev. Stat. Sec. 63-17-1410).
Earnings. All wages, salaries, commissions, vacation pay, bonuses, workers' compensation, disability payments, and retirement benefits are subject to withholding for child support. Legally required deductions including federal, state, and local taxes; social security and other retirement deductions; and disability ...

>> Read more about Garnishment

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

South Carolina Garnishment Resources

Garnishment Products

Payroll Webinar Recording
BLR Webinar: "Payroll: How to Legally Handle Tax Levies and Garnishments""
HR Self-Audits Webinar Recording
BLR Webinar: "HR Self-Audits: How to Find (and Fix) the Legal Time Bombs in Your Workplace""
New Year, New Laws, New Employee Handbook Webinar Recording
BLR Webinar: "New Year, New Laws, New Employee Handbook: What to Change and What to Keep in 2013""
Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!


This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.