Alabama Workers' Compensation: What you need to know

Virtually all employers in Alabama must provide workers' compensation insurance coverage for their employees (AL Code Sec. 25-1-1). Insurance is required for all nonconstruction employers that have five or more employees and for all construction employers of any size. Counties and municipalities with a population of more than 2,000 must be covered, but cities with a population of more than 250,000 need not be covered. A few categories of employment are specifically exempted from coverage:
For a Limited Time receive a FREE HR Report on the "Critical HR Recordkeeping”.  This exclusive special report covers hiring records, employment relationships, termination records, litigation issues, electronic information issues, tips for better recordkeeping, and a list of legal requirements.  Download Now
• Domestic servants
• Farm laborers
• Licensed real estate agents operating under licensed brokers
• Independent contractors
• Casual employees
• Employees of municipalities with populations of less than 2,000
• Corporate officers
• Sole proprietors/partners, unless they file an election to follow the workers' compensation laws
Employers that are not obligated to provide coverage may elect to be covered under the Workers' Compensation Act, thereby gaining immunity from other legal actions. Employers that do not elect coverage must inform employees in writing of that fact and must post a notice in a conspicuous place advising all employees and applicants that workers' compensation is not provided.
“No-fault” system. .Workers' compensation is a “no-fault” system. Under this system, it makes no difference who is to blame for the injury: The employee receives compensation as long as the injury arose “out of and in the course of employment.” This no-fault aspect distinguishes workers' compensation from ordinary “tort” law, which provides for the compensation of injured people in most other circumstances. Under tort law, a person receives compensation only if the injury was caused by someone else's carelessness. The ...

>> Read more about Workers' Compensation

More on this topic:

State Requirements

National | Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming |

Alabama Workers' Compensation Resources

Workers' Compensation Products

Compensation.BLR.com will help you price jobs competitively and comply with FLSA and wage and hour laws in your state. Get reliable salary data in seconds, along with the answers to complex state overtime compliance questions in one easy to use website. Get a VIP tour - call 1 800 454-0404"
Employee Compensation in [Your State]
This comprehensive resource solves your two biggest headaches in employee compensation. It gives you wage and hour law explanations and comparisons between state and federal. Saves you time and worry, makes sure you pay competitively.
    Subscription includes online companion site. "
Safety.BLR.com - Making Safety Training and Compliance Easier
Safety training and compliance just got easier. You get easy access to hundreds of training solutions, easy-to-understand regulatory analysis, analysis of federal and state full-text regs, regulatory activity, news, and best practices. Safety.BLR.com - your online safety solution."
Audio Click 'n Train: Workers' Compensation - What Supervisors Need to Know
This movie-like version of the powerpoint presentation with audio makes it easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training - no preparation required! Includes meeting outlines, customizable PowerPoint® slides, handouts, quiz, trainer's guide and more!"
Click 'n Train: Workers' Compensation - What Supervisors Need to Know
Complete PowerPoint® training meeting made easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training – no preparation required! Includes meeting outlines, customizable PowerPoint slides, handouts, and quizzes."
Free Special Reports
Get Your FREE HR Management Special Report. Download Any One Of These FREE Special Reports, Instantly!
Featured Special Report
Claim Your Free Copy of Critical HR Recordkeeping

Record retention is complex and time consuming. However, in addition to complying with various federal and state laws, keeping good, well-organized records can be very helpful in documenting and supporting an organization’s employment actions.
Download Now!

This special report will discuss how you can ensure your records are in good order, and establish a record-retention policy.

Topics covered:
1. Hiring Records
2. Employment Relationships
3. Termination Records
4. Litigation Issues
5. Electronic Information Issues
6. Tips for Better Recordkeeping
7. A List of Legal Requirements

Make sure you have the information you need to know to keep your records in order.