Minnesota Workers' Compensation: What you need to know
In Minnesota, virtually all employees must be covered by workers' compensation insurance. The only exceptions are the following types of workers:
- Casual workers not employed in the usual course of the employer's business
- Workers on family farms with an annual payroll of less than $8,000 (provided proprietor has a $300,000 liability insurance policy covering injuries to farm laborers)
- Employees of nonprofit organizations with an annual payroll of less than $1,000
- Employees of common carriers covered under federal law
- Household workers who earn less than $1,000 over a 3-month period from a single household
- Certain officers of closely held corporations and limited liability companies and their relatives
- Independent contractors
- Sole proprietors and their families
- Individuals covered under the Domestic Volunteer Service Act of 1973 (MN Stat. Sec. 176.011et seq.)
Workers' compensation is a "no-fault" system. Since it makes no difference who is at fault for the injury, employees need not prove that the employer's negligence caused it. To be compensable under workers' compensation, the injury need only arise "out of and in the course of employment." Exceptions
There are a few key exceptions:
Willful self-injury. There is no compensation for injuries caused by the worker's willful intent to injure himself or herself.
Willful acts of others. There is no compensation for injuries intentionally caused by a fellow employee or third party for personal reasons.
Intoxication. There is no compensation for injuries caused by the employee's intoxication involving either alcohol or drugs.
Recreational activities. There is no compensation for injuries incurred during participation in off-duty recreational activities unless ...
>> Read more about Workers' Compensation
More on this topic:
Who Is Covered?
What Is Covered?
Employee Lease Firms
Claims and Reports
Violations and Penalties
District of Columbia |
New Hampshire |
New Jersey |
New Mexico |
New York |
North Carolina |
North Dakota |
Rhode Island |
South Carolina |
South Dakota |
West Virginia |
Minnesota Workers' Compensation Resources
Workers' Compensation Products
Compensation.BLR.com will help you price jobs competitively and comply with FLSA and wage and hour laws in your state. Get reliable salary data in seconds, along with the answers to complex state overtime compliance questions in one easy to use website. Get a VIP tour - call 1 800 454-0404"
Employee Compensation in [Your State]
This comprehensive resource solves your two biggest headaches in employee compensation. It gives you wage and hour law explanations and comparisons between state and federal. Saves you time and worry, makes sure you pay competitively.
Subscription includes online companion site. "
Safety.BLR.com - Making Safety Training and Compliance Easier
Safety training and compliance just got easier. You get easy access to hundreds of training solutions, easy-to-understand regulatory analysis, analysis of federal and state full-text regs, regulatory activity, news, and best practices. Safety.BLR.com - your online safety solution."
Audio Click 'n Train: Workers' Compensation - What Supervisors Need to Know
This movie-like version of the powerpoint presentation with audio makes it easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training - no preparation required! Includes meeting outlines, customizable PowerPoint® slides, handouts, quiz, trainer's guide and more!"
Click 'n Train: Workers' Compensation - What Supervisors Need to Know
Complete PowerPoint® training meeting made easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training – no preparation required! Includes meeting outlines, customizable PowerPoint slides, handouts, and quizzes."