Mississippi Workers' Compensation: What you need to know
Employers with five or more employees must provide workers' compensation insurance for their employees. This includes agencies of the state and its political subdivisions. Subcontractors are included, but the prime contractor is ultimately liable if the subcontractor is uninsured. Only the following categories of employment are excluded:
- Individuals engaged as independent contractors
- Newspaper and magazine vendors
- Domestic servants
- Employees of any nonprofit, charitable, fraternal, cultural, or religious corporation or association
- Farm laborers (not to include workers at commercial food processing concerns)
- Sole proprietors and partners, unless they elect coverage
Employers that are not legally obligated to provide workers' compensation coverage may do so voluntarily. An employer electing to provide coverage gains the same immunity to lawsuits arising out of work-related accidents as is enjoyed by employers who are required to provide coverage.
"No-fault" system. Workers' compensation is a "no-fault" system. Employees receive compensation without having to prove that the employer was at fault for the injury. They need only show that the injury arose "out of and in the course of employment." This no-fault aspect distinguishes workers' compensation from ordinary "tort" law, which provides for the compensation of injured people in most other circumstances. Under tort law, a person receives compensation only if the injury was caused by someone else's carelessness. The operative legal term is "negligence," which is simply the failure to use due care. In most cases, an injured party is compensated only if he or she can prove that the injury was caused by some other party's negligence.
>> Read more about Workers' Compensation
More on this topic:
Who Is Covered?
What Is Covered?
Second Injuries/Preexisting Conditions
District of Columbia |
New Hampshire |
New Jersey |
New Mexico |
New York |
North Carolina |
North Dakota |
Rhode Island |
South Carolina |
South Dakota |
West Virginia |
Mississippi Workers' Compensation Resources
Workers' Compensation Products
Compensation.BLR.com will help you price jobs competitively and comply with FLSA and wage and hour laws in your state. Get reliable salary data in seconds, along with the answers to complex state overtime compliance questions in one easy to use website. Get a VIP tour - call 1 800 454-0404"
Employee Compensation in [Your State]
This comprehensive resource solves your two biggest headaches in employee compensation. It gives you wage and hour law explanations and comparisons between state and federal. Saves you time and worry, makes sure you pay competitively.
Subscription includes online companion site. "
Safety.BLR.com - Making Safety Training and Compliance Easier
Safety training and compliance just got easier. You get easy access to hundreds of training solutions, easy-to-understand regulatory analysis, analysis of federal and state full-text regs, regulatory activity, news, and best practices. Safety.BLR.com - your online safety solution."
Audio Click 'n Train: Workers' Compensation - What Supervisors Need to Know
This movie-like version of the powerpoint presentation with audio makes it easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training - no preparation required! Includes meeting outlines, customizable PowerPoint® slides, handouts, quiz, trainer's guide and more!"
Click 'n Train: Workers' Compensation - What Supervisors Need to Know
Complete PowerPoint® training meeting made easy to deliver workers' compensation training to your supervisors. This ready-to-deliver meeting gives you effective toolbox training – no preparation required! Includes meeting outlines, customizable PowerPoint slides, handouts, and quizzes."