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Ohio Workers' Compensation: What you need to know

Virtually all Ohio employees, public and private, must be covered by workers' compensation insurance. The only exceptions are the following types of workers:

  • Domestic and casual employees who earn less than $160 from their employer during any 3-month period
  • Ordained church ministers acting in an official capacity
  • An officer of a family farm corporation
  • A partnership, sole proprietorship, or family farm corporation
  • A municipal police officer or firefighter who is eligible to participate in a pension fund established by the municipality where the person works
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An employer that is a member of a recognized religious sect and follows the teachings of that sect, and by those teachings is conscientiously opposed to providing death, disability, impairment, old age, medical, or retirement benefits to employees, can apply to exempt itself from the workers' compensation requirements.

An employer may elect to include any of the above as employees and provide coverage (OH Rev. Code Sec. 4123.01et seq.).

Two separate agencies administer Ohio's workers' compensation system: The Ohio Bureau of Workers' Compensation (BWC) and the Industrial Commission of Ohio (IC). The BWC is responsible for collecting workers' compensation insurance premiums, overseeing the insurance system, and paying out compensable claims. The IC steps in when a BWC claim is disputed.

The IC is responsible for:

  • Providing a forum for fair and impartial claims resolution
  • Conducting hearings on disputed claims
  • Adjudicating claims involving an employer's violation of specific safety requirements
  • Determining eligibility for permanent total disability benefits

The IC's independence from the BWC, the agency that pays workers' ...


>> Read more about Workers' Compensation

Related Topics

More on this topic:

Who Is Covered?
Administration of Workers' Compensation
What Is Covered?
InsuranceCoverage
Multistate Employers
Benefits
PreexistingConditions/Second Injuries
Multiple Employers
Claims
Reports
ContestingBenefits
Violations and Penalties
Additional Information:

State Requirements

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Ohio Workers' Compensation Resources

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