Delaware Disability Insurance laws & HR compliance analysis

Delaware Disability Insurance: What you need to know

Disability insurance pays wage replacement benefits to employees who are not working due to non-job-related accidents or illnesses. (Workers' compensation covers job-related injuries.) Disability insurance also provides coverage for employees who may not be eligible for workers' compensation, or it may supplement workers' compensation.
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A few states have laws that require employers to provide disability insurance, but Delaware is not among them. Delaware employers may provide such insurance, but they are not required to do so. State law may require specific provisions in a group disability policy sold by insurers in Delaware.
For additional information, visit the Delaware Department of Insurance's website at http://www.delawareinsurance.gov.
Last reviewed on May 17, 2017.

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