Louisiana Disability Insurance laws & HR compliance analysis

Louisiana Disability Insurance: What you need to know

Disability insurance pays benefits to employees who are not working due to non-job-related accidents or illnesses. (Workers' compensation covers job-related injuries.) It also provides coverage for employees who may not be eligible for workers' compensation, or it may supplement workers' compensation.
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A few states have laws that require employers to provide disability insurance, but Louisiana is not among them. Louisiana employers may provide such insurance, but they are not required to do so. State law, however, may require specific provisions in group disability insurance policies sold by insurers in Louisiana.
For additional information, visit the Louisiana Department of Insurance's website at http://www.ldi.state.la.us/.
Last reviewed on March 13, 2017.

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