South Dakota Disability Insurance laws & HR compliance analysis

South Dakota Disability Insurance: What you need to know

Disability insurance pays benefits to employees who are not working due to non-job-related accidents or illnesses. (Workers' compensation covers job-related injuries.) It also provides coverage for employees who may not be eligible for workers' compensation, or it may supplement workers' compensation.
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A few states have laws that require employers to provide disability insurance, but South Dakota is not among them. South Dakota employers may provide such insurance, but they are not required to do so. State law, however, may require specific provisions in a group disability policy sold by insurers in South Dakota.
For additional information, visit the South Dakota Division of Insurance's website at http://dlr.sd.gov/insurance.
Last reviewed on March 20, 2017.

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