Nebraska Long-Term Care laws & HR compliance analysis

Nebraska Long-Term Care: What you need to know

Employers have no obligation under Nebraska law to offer long-term care insurance to their employees. However, if long-term care insurance is among the benefits offered, certain state law requirements limit how the plan may be designed.
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Under Nebraska law, a “preexisting condition” cannot be defined more restrictively than as a condition for which medical advice or treatment was recommended by or received from a provider of healthcare services within six months before the effective date of coverage (NE Rev. Stat. Sec. 44-4513).
Group long-term care insurance issued in Nebraska must provide covered individuals with a basis for continuation or conversion of coverage (Nebraska Admin. Code Title 210, Ch.46).
A Partnership Policy is a tax-qualified long-term care insurance policy (including a certificate issued under a group insurance contract) that would result in an asset disregard equal to the amount of long-term care benefits received under a Partnership Policy for the purpose of determining the policyholder's eligibility for Medicaid after the policy benefits are exhausted. For more information on the Program, visit
For additional information, visit the Nebraska Department of Insurance's website at
Last reviewed on April 11, 2017.

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Nebraska Long-Term Care Resources

Type Title
Policies Elder Care Policy (Standard)
See all Long-Term Care Resources