Nebraska Long-Term Care laws & HR compliance analysis

Nebraska Long-Term Care: What you need to know

Employers have no obligation under Nebraska law to offer long-term care insurance to their employees. However, if long-term care insurance is among the benefits offered, certain state law requirements limit how the plan may be designed.
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Under Nebraska law, a “preexisting condition” cannot be defined more restrictively than as a condition for which medical advice or treatment was recommended by or received from a provider of healthcare services within six months before the effective date of coverage (NE Rev. Stat. Sec. 44-4513).
Group long-term care insurance issued in Nebraska must provide covered individuals with a basis for continuation or conversion of coverage (Nebraska Admin. Code Title 210, Ch.46).
A Partnership Policy is a tax-qualified long-term care insurance policy (including a certificate issued under a group insurance contract) that would result in an asset disregard equal to the amount of long-term care benefits received under a Partnership Policy for the purpose of determining the policyholder's eligibility for Medicaid after the policy benefits are exhausted. For more information on the Program, visit http://www.doi.nebraska.gov/ltcare.
For additional information, visit the Nebraska Department of Insurance's website at https://doi.nebraska.gov/.
Last reviewed on April 11, 2017.

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Nebraska Long-Term Care Resources

Type Title
Policies Elder Care Policy (Standard)
See all Long-Term Care Resources