Virtually all employees are subject to the Workers' Disability Compensation Act (MI Comp. Laws Sec. 418.101et seq.).
Private employers are covered if they have three or more employees, or at least one employee who has been employed by that employer for 35 or more hours per week for one quarter in the calendar year. All public employers are covered. A private employer not automatically covered can choose to participate in the system by obtaining insurance.
The following types of employees are excluded:
• Professional athletes employed by out-of-state employers;
• Domestic servants, unless they work more than 35 hours a week for 13 weeks a year; and• Real estate salespersons.
Employers may elect to cover employees for whom coverage is not required.