Georgia employers with three or more employees must provide workers' compensation insurance for their employees, and, with very few exceptions, all employees must be covered (OCGA Sec. 34-9-1 et seq.). The only exceptions are the following types of workers:
Temporary employees/leased employees. Leased or temporary workers are considered to be employees of the leasing or temporary help company for purposes of workers' compensation.
General contractors/subcontractors. In most cases, general contractors are the "statutory employer" of the employees of any subcontractors hired by the general contractor and are, therefore, immune to tort claims brought by the employee.
Workers' compensation is a "no-fault" system. Employees who are injured on the job do not have to prove that the employer's negligence caused the injury but only that the injury arose "out of and in the course of employment." The exact cause of the accident and who is to blame for it have no bearing on ...
State Requirements
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