Oklahoma Workers' Compensation: What you need to know
Virtually all employees must be covered by workers' compensation insurance. The only exceptions are the following types of workers:
Casual employees and domestic help of a homeowner whose annual payroll is less than $10,000
Employees covered under federal law
Agricultural and horticultural workers whose employers have an annual payroll of less than $100,000
Prisoners on work-release programs and workers performing court-ordered community service
Real estate salespersons and brokers
Volunteer workers who receive no cash wages
Truck drivers who own or lease trucks for hire, if the owner-operator actually operates the truck and if the person contracting with the owner-operator is not the lessor of the truck, though an owner-operator may elect to participate as a sole proprietor
Tow truck operators who privately own and utilize a tow vehicle in drive-away operations and operate independently for hire, if the drive-away owner-operator actually utilizes the tow vehicle and if the person contracting with the drive-away owner-operator is not the lessor of the tow vehicle, though a drive-away owner-operator may elect to participate as a sole proprietor
Family-owned business with 5 or fewer employees all related by blood or marriage
Sole proprietors, partners, parties to a franchise agreement, members of limited liability companies who own at least 10 percent of the company's capital, and stockholders who own at least 10 percent of the company's stock
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Employee waivers. Individual employees may not waive coverage, and any agreement purporting to be a waiver is invalid.
Workers' compensation is a "no-fault system." Employees receive compensation without having to prove that the employer was at ...